10 Easy Ways to Save Money Every Month

Let’s be real — saving money sounds great… until it feels like you're sacrificing everything fun. The good news? You can cut back without living like a monk. These 10 simple (and actually doable) tips will help you save money every month — no spreadsheets or complicated budgets required.

Set it and forget it. Create an automatic transfer from your checking to savings every payday — even if it’s just $20. You won’t miss it, but your future self will be seriously thankful.

2. Cut Subscriptions You Don’t Use

Do you really watch all five streaming services? Apps like Rocket Money or Trim can help you spot (and cancel) forgotten subscriptions. Instant savings.

3. Use Grocery Pickup or Delivery

Shopping online = fewer impulse buys. No more walking in for bread and walking out with $60 worth of snacks. Plus, you can compare prices and stick to your list.

4. Cook at Home More Often

Eating out adds up fast. Challenge yourself to eat out only once a week and meal prep a few simple dishes. Your wallet — and probably your health — will thank you.

5. Unplug Energy Vampires

Devices left plugged in still suck electricity (and money). Use a power strip and switch it off when you’re not using things like your TV, coffee maker, or charger.

6. Use Cashback & Coupon Apps

Before you shop online or in-store, check apps like Rakuten, Honey, or Ibotta for deals. You’d be surprised how much cashback you can earn over time.

7. Buy Generic Instead of Name Brand

Whether it’s meds, pantry staples, or cleaning supplies — generic versions are usually just as good and way cheaper.

8. Set “No-Spend” Days

Pick one or two days a week where you commit to spending $0. It trains your brain to pause and think before every swipe or tap.

9. Review Your Bills Annually

Shop around for better rates on your internet, insurance, or cell plan at least once a year. You might find a better deal or score a loyalty discount just by asking.

10. Keep a Small “Treat Yo’ Self” Fund

Here’s the twist: Don’t cut everything. Set aside a small amount each month for guilt-free fun. If you never enjoy your money, saving starts to feel like punishment — and that’s when you give up.

💡Final Thoughts

Saving money doesn’t have to feel overwhelming or restrictive. These small habits, stacked together, can lead to big wins over time. Start with just one or two from the list, and build up from there.